Insurance

Do you understand about insurance..read here to know all.
Insurance is a system for lowering the loss of financial distribute risk of loss of a person or body to the other ..

Insurance Act No.2 of 1992 Th perasuransian is a business agreement between two or more parties, with which the insurer tie themselves to the Insured with insurance premiums, to provide reimbursement to the Insured for any loss, damage or loss of profits or the expected legal responsibility to third parties that may be suffered Insured, arising out of an event that is not certain, or provide a payment based on life or death that someone be.

Agency that provides risk-called "Insured", and accept the risk that the body called the "insurer". Agreement between the two bodies is called the policy: this is a legal contract that explains the terms and conditions protected. Costs paid by "tetanggung" to the "guarantor" for the risk borne by the "premium". This is usually determined by the "guarantor" for the funds that can be claimed in the future, administrative costs, and benefits.

For example, a couple buying a house worth Rp. 100 million. Knowing that they will lose their homes to bring them to financial ruin, they take the insurance policy in the form of home ownership. The policy will pay for replacement or repair their homes when the disaster occurred. Insurance companies on their premiums as much as Rp1 million per year. The risk of losing the house has been distributed to the owner's home insurance companies..thank you for visit.